What was the organizational breakdown of Chime in terms of team size, and which teams were the largest, such as engineering or marketing?

Engineering was probably the largest, as it would be at any tech company. Marketing and the design team were also pretty large because so much of Chime comes down to its marketing and design—the app was beautiful and was intuitive to use, and there was a lot of thought put into how that would work and how people would enter the app and do certain functions and make it easy to understand. These are the teams I was probably most familiar with.

We did have a pretty large legal compliance team there as well, because like I said, it's pretty regulated. So that was a good-sized team plus all of the people who worked with our banking partners, Bancorp and Stride.

We did have a pretty large operations team and customer service team as well, though some of our ops was outsourced—and by that I mean that Chime was using sub processors, like Galileo, as a lot of other fintechs were to handle some complex tech stack implementations.