How can Kraken protect user's crypto during volatile times and insolvency?

This comes back to our initial discussion. Security is top priority for us and a security event would be a black swan for many crypto exchanges. 

For Kraken, the platform is 100% solvent. If you put your crypto on Kraken, it's not being lent out. It is securely stored. That's really what we emphasize. We're not engaging in other areas to introduce risk.