Gusto enables same-day Wise and USDC payouts

This turns contractor pay speed into a product edge, not just a back office feature. Gusto already handled onboarding, tax forms, FX, and multi country payouts for contractors in 120 plus countries. Adding same day payout through a Wise Account or a USDC wallet removes one of the biggest frictions in global contractor payroll, which is the gap between work being approved and money actually landing.1 2 3 4

• The practical change is simple. Before March 2026, international contractor transfers typically took 3 to 5 business days. Now eligible employers can send same day through Wise Account or USDC, and contractors can set those payout methods directly in Gusto alongside bank details.1 2 3
• This follows the logic of contractor payroll as a category. The winning platforms do not just move money. They bundle contractor onboarding, W-8 collection, compliance checks, invoicing, FX, and payout into one workflow, then compete on time to money because faster access makes contractors more likely to stay on platform.4 5
• It also shows where Gusto is colliding with global specialists. Deel grew by turning international contractor payments into a payroll like workflow, while Justworks added USD payouts to international contractors through virtual wallets like Wise or Payoneer. Same day payout helps Gusto narrow that gap for SMBs without requiring a separate global payroll tool.5 6 7

The next step is for contractor payout to become a wallet business, not just a payroll task. Once contractors expect same day access, the platform that controls payout method, balance location, and follow on services like cards, cash advance, or lending will have a stronger grip on both the employer workflow and the contractor relationship.4 5