Erebor scales deposits via fintech partners

This is a distribution advantage, not just a product feature. When Erebor plugs into a fintech like Yellow Card or Infinite, it sits underneath that fintech’s customer activity, so every wallet top up, settlement flow, and operating balance can run through Erebor accounts and rails. That lets Erebor grow deposits and payment fees by winning a small number of infrastructure customers, instead of marketing to thousands of businesses one by one.1 2 3 4 5

• Column shows the playbook. It powers large fintechs like Brex and Mercury through a direct bank plus API model, and monetizes the activity with deposit spread, payment fees, and interchange. Erebor is applying the same pattern in a stablecoin heavy segment.2 3
• The underlying workflow is concrete. Infinite launched dedicated bank accounts with unique routing numbers powered by Erebor, combining fiat rails and stablecoin transfers in one API. That means Infinite brings its own business customers, while Erebor captures the regulated account, money movement, and balance sheet layer.4 5
• Yellow Card extends the same logic internationally. Its infrastructure helps businesses hold, send, and manage stablecoins across USD and 50 plus local currencies, and it has an Erebor custodial agreement in place. One Erebor integration can therefore pull in many cross border payment users indirectly.1 6 7

As more B2B fintechs want a bank that can handle ordinary dollars and always on stablecoin settlement in the same stack, partner led distribution should become one of Erebor’s fastest growth channels. The winners in this market are likely to be the banks that become default plumbing for many fintechs, not the ones that try to win every operating account directly.2 3 8