Lithic enables stablecoin card payments

This pushes Lithic beyond card issuing software and into the much larger job of turning on-chain dollars into everyday spend. The important shift is that stablecoins stop being something a treasury team has to manually cash out, and instead become a balance that can fund cards at the moment of purchase. That matters most for crypto native businesses, remittance flows, and global teams that earn, hold, or move money in USDC but still need to pay for SaaS, travel, payroll, and local expenses in the card network.

• Rain built a noncustodial, asset backed credit card flow where a customer posts USDC and other supported stablecoins as collateral, gets a credit line, spends on the card, then repays by signing a wallet transaction or using ACH, wire, or check. Plugging that into Lithic gives developers a concrete way to issue cards for wallets, exchanges, and Web3 apps instead of only bank funded cards.
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• The strategic fit is that cards are still the most universal spending rail. Lithic already specializes in programmable card controls, instant authorization, tokenization, and detailed reconciliation. Stablecoins solve the funding side for cross border and crypto users, while Lithic solves the acceptance side by making those funds usable anywhere the card network works.
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• This also opens a different customer segment than Brex and Ramp. Rain focused first on businesses with on-chain revenue, international entities, and globally distributed workers who often need a mix of stablecoin, ACH, SWIFT, and local currency payouts. Lithic can now serve that same hybrid workflow as infrastructure, rather than only serving domestic fintech and vertical SaaS card programs.
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The next step is for card issuing platforms to become rail agnostic at the funding layer. If Lithic keeps adding stablecoin, multicurrency, credit, and token management capabilities, it can become the default card infrastructure for software companies that want one API for bank money, digital dollars, and cross border spend in the same product.